Layer8 Franchise Evaluation Suite  |  Franchise Opportunity Evaluation
Paul Davis Restoration
Property Restoration / Insurance Restoration
Assessment Date: April 29, 2026
7.65
ADEQUATE
out of 10.00  |  8 domains  |  40 criteria
▶ Layer8 Recommendation: BUY
Total Investment
$175,000 – $550,000
Franchise Fee
$75,000
Royalty Structure
6.0% of revenue
§ 2   Item 19 Financial Performance Status
Item 19 Financial Performance Representation: DISCLOSED
This franchisor provides financial performance data in the FDD. The figures below are sourced from the Item 19 disclosure and represent reported averages across surveyed units. Use these figures as your baseline for investment modeling, and validate with direct franchisee interviews.
Avg Unit Revenue
$2,840,000
Item 19 Disclosed
Profit Margin
11.0%
Avg profit: $312,400
Est. Payback
9.8 yrs
Based on disclosed data
§ 3   Executive Summary

Paul Davis Restoration scores 7.65/10 (ADEQUATE), indicating a solid franchise opportunity with generally positive fundamentals and specific areas that merit closer review before committing.

The strongest dimension is Market & Competitive Position (8.6/10), where the franchise demonstrates exceptional performance that differentiates it competitively. The dimension with the most room for improvement is Candidate Fit Assessment (6.4/10), which warrants careful review while not representing a material barrier to investment.

Investment thesis: The Paul Davis Restoration franchise discloses a 9.8-year estimated payback on a $175,000–$550,000 investment, backed by Item 19 financial data — providing a verifiable basis for investment modeling that many competing franchises do not offer.

§ 4   Domain Risk Register
Market & Competitive Position
7% 8.6  STRONG
How competitive is the franchise category and where does this brand rank within it?
CriterionScore FindingImplication
Brand Recognition & Strength 8 Brand ranked #2 in category by system size and consumer awareness. Strong recognition reduces customer acquisition costs significantly.
Category Growth Trend 10 Category growing at approximately 9.2% annually. Strong category tailwinds provide favorable entry conditions.
Competitive Differentiation 8 Competitive differentiation assessed via brand position (#2) and proprietary model characteristics. Meaningful differentiation exists; understand specific reasons customers choose this brand.
Market Saturation Risk 8 System size: 324 total units; saturation risk assessed against category penetration. Low saturation provides strong territory availability across most markets.
Recession Resistance 9 Recession resistance assessed based on category spending behavior in economic downturns. Essential or counter-cyclical — strong downside protection in recessions.
Market position is strong. The #2 brand in a category growing at 9.2% annually represents favorable entry conditions. Category tailwinds should support franchise growth over the investment horizon.
Franchisee Satisfaction & Support
15% 8.0  STRONG
How do current and former franchisees rate their experience? The most honest signal in any FDD evaluation.
CriterionScore FindingImplication
Franchisee Satisfaction Scores 8 Franchisee satisfaction index: 7.6/10 based on published survey and review data. High satisfaction is a strong leading indicator of system health.
Former Franchisee Attrition Rate 8 Annual franchisee attrition: 3.7% (industry average ~5–7%). Below-average attrition signals franchisee confidence in their investment.
Training Quality & Completeness 9 Initial training: 4 week(s). Ongoing support via field visits and franchisee advisory programs. 3+ weeks of training provides comprehensive preparation for launch.
Technology & Systems Support 8 Technology and systems: brand #2 in category; satisfaction 7.6/10 used as quality proxy. Strong technology platform — should not be a day-1 operational burden.
Marketing Support Effectiveness 7 Marketing fund effectiveness: #2 brand in category; national advertising fund allocation relevant to franchisee ROI. Adequate marketing; ask franchisees for specific lead-generation ROI data.
Franchisee satisfaction is a standout strength. A 7.6/10 satisfaction index combined with a 3.7% attrition rate signals that franchisees are succeeding and choosing to stay in the system. This is the most reliable forward-looking indicator in any FDD evaluation.
FDD Quality & Transparency
15% 7.8  ADEQUATE
Quality and completeness of FDD disclosure — the most important signal of franchisor integrity. Item 19 is scored at double weight.
CriterionScore FindingImplication
Item 19 Financial Performance Disclosure 9 Item 19 present: $2,840,000 average revenue, 11.0% profit margin disclosed. Exceptional transparency — revenue and profit data provide a solid basis for investment underwriting.
FDD Completeness & Clarity 8 55 years franchising; Item 21 financials: audited. Long history + audited financials = high FDD credibility.
Litigation History (Items 3 & 4) 7 3 matter(s) disclosed; severity: minor. Minor matters — no pattern of concern.
Franchisee Contact Transparency (Item 20) 7 Item 20 covers 324 total franchise units with contact information. Contact at least 10 current franchisees directly using Item 20 list.
Material Change Disclosure 7 System growing (+18 net units over 3 years); FDD stability signal. Stable/growing system — no material adverse changes indicated.
FDD quality is adequate with room for improvement. Review all 23 FDD items carefully with a qualified franchise attorney before making any commitment. Pay particular attention to Items 7, 19, and 20.
Franchisor Financial Health
15% 7.8  ADEQUATE
Financial stability and growth trajectory of the franchisor — are they a going concern with a growing system?
CriterionScore FindingImplication
Financial Statement Quality (Item 21) 9 Item 21: audited; franchisor profitable. Audited + profitable financials confirm franchisor as a stable going concern.
System Size & Growth Trajectory 7 System growing: +18 net units over 3 years (~1.9%/yr annualized). Moderate growth — stable, expanding system.
Company-Owned vs Franchised Ratio 6 4 company-owned unit(s) (1.2% of system). Some company ownership shows franchisor has operational skin in the game.
Franchisor Support Infrastructure 9 4 week(s) initial training; franchisee satisfaction score: 7.6/10. Comprehensive training + high satisfaction indicate strong support infrastructure.
Ownership & Leadership Stability 8 55 years franchising history; ownership and leadership continuity relevant to long-term reliability. Long-tenured ownership provides system stability and deep category expertise.
Franchisor health is adequate. The growing system (+18 net units) warrants monitoring. Verify that support staffing has scaled proportionally with system size.
Territorial Rights & Protection
10% 7.6  ADEQUATE
Quality of territorial protection — can the franchisor open a competitor next door or sell online in your market?
CriterionScore FindingImplication
Territory Definition & Protection 8 Territory exclusivity and definition: strong protection with clear terms indicated by analyst assessment. Well-defined territorial rights minimize competitive encroachment risk.
Territory Size & Population 8 Territory size and addressable population: strong protection with clear terms indicated by analyst assessment. Well-defined territorial rights minimize competitive encroachment risk.
Online & Alternative Channel Rights 7 Online and alternative channel rights: adequate protection with some limitations to review. Review territory carve-outs carefully in the franchise agreement.
Right of First Refusal for Expansion 7 Right of first refusal for expansion: adequate protection with some limitations to review. Review territory carve-outs carefully in the franchise agreement.
Territory Encroachment History 8 Territory encroachment history: strong protection with clear terms indicated by analyst assessment. Well-defined territorial rights minimize competitive encroachment risk.
Territorial rights are adequate but warrant careful legal review. Understand all carve-outs, alternative channel rights, and the specific enforcement mechanism before signing the franchise agreement.
Unit Economics
25% 7.4  ADEQUATE
Financial viability of a single franchise unit — the core investment thesis. Highest-weighted domain.
CriterionScore FindingImplication
Average Unit Volume (AUV) 10 $2,840,000 avg revenue vs. $362,500 mid-point investment (ratio: 7.83×). Extraordinary revenue-to-investment ratio; exceptional capital efficiency.
Payback Period 8 Estimated payback: 9.8 years (based on disclosed Item 19 data). 8–12 year payback is competitive.
Profit Margin 7 11.0% average profit margin disclosed in Item 19. 15–20% margin is above average; competitive economics.
Fee Structure Competitiveness 6 Royalty: 6.0% of gross revenue. Above-average royalty; model total fee stack impact carefully.
Investment Range & Clarity 6 Investment range: $175,000 – $550,000 ($375,000 spread). Moderate range; confirm working capital requirements carefully.
Unit economics are adequate but leave limited margin for error. A 9.8-year payback requires a long holding period — ensure your capital planning accounts for at least 2 years of operating losses before breakeven.
Exit & Transfer Provisions
8% 7.2  ADEQUATE
How easily can a franchisee exit — transfer, sell, or close? Poor exit terms are a silent risk most buyers ignore.
CriterionScore FindingImplication
Transfer Rights & Fees 7 Transfer rights and fees: standard terms; review franchise agreement language carefully. Standard terms are acceptable; confirm transfer fees and cure period lengths.
Renewal Terms & Conditions 8 Renewal terms and conditions: favorable terms in a growing system (+18 units). Favorable exit terms reduce investment downside risk.
Termination Provisions 7 Termination provisions and cure periods: standard terms; review franchise agreement language carefully. Standard terms are acceptable; confirm transfer fees and cure period lengths.
Post-Term Non-Compete 7 Post-term non-compete scope: standard terms; review franchise agreement language carefully. Standard terms are acceptable; confirm transfer fees and cure period lengths.
Dispute Resolution 7 Dispute resolution process: standard terms; review franchise agreement language carefully. Standard terms are acceptable; confirm transfer fees and cure period lengths.
Exit provisions are favorable. The franchise agreement provides reasonable mechanisms for franchisees to transfer or renew their investment. Verify specific transfer fee amounts and renewal conditions in the current franchise agreement.
Candidate Fit Assessment
5% 6.4  ADEQUATE
How well does this opportunity match a typical buyer's profile — skills, capital, and lifestyle expectations?
CriterionScore FindingImplication
Owner Involvement Required 5 Semi-absentee model: no — owner-operator involvement required. Full-time owner required; factor daily operational demands into your decision.
Prior Experience Required 8 Prior industry experience not required; franchise training program provides foundational operational knowledge. Open candidate profile broadens buyer pool and reduces qualification barriers.
Capital Requirements Accessibility 7 Investment: $175,000–$550,000 (midpoint $362,500); SBA financing eligibility varies by location and credit profile. Accessible for qualified buyers with modest liquidity; SBA-eligible.
Lifestyle Compatibility 7 Lifestyle compatibility based on operational hours, owner involvement intensity, and schedule demands. Some scheduling constraints exist; understand peak demand periods before committing.
Scalability to Multi-Unit 5 14% of franchisees operate multiple units; area development options limited. Multi-unit growth possible but not systematized; stabilize one unit first.
Candidate fit is adequate for buyers with the right profile. The $175,000–$550,000 investment range and operational requirements limit the buyer universe somewhat; ensure honest self-assessment before proceeding.
§ 5   FDD Item Analysis
Item 5 — Fees
Fee ComponentAmountLayer8 Commentary
Initial Franchise Fee $75,000 ■ One-time fee due at signing; $75,000 is above the typical $35K–$55K category range
Ongoing Royalty 6.0% of revenue ✅ Below category average — franchisee-favorable
Royalty Note 6% of net revenue
Marketing Fee 1% of net revenue ■ 1% of net revenue
Item 7 — Estimated Initial Investment
Investment ComponentAmountLayer8 Commentary
Investment Range (Total) $175,000 – $550,000 ⚠ Above category average — significant capital commitment
Midpoint Investment $362,500 ■ Category average: $150,000 — use midpoint for base-case financial modeling
Range Spread $375,000 (214%) ■ Moderate spread — confirm working capital requirements
Item 19 — Financial Performance Representations
MetricDisclosed DataLayer8 Commentary
Average Unit Revenue$2,840,000✅ Franchisor-verified figure
Average Profit Margin11.0%■ Adequate margin
Average Profit$312,400■ Disclosed in Item 19
Item 20 — Franchisee Information
MetricDataLayer8 Commentary
Total System Units 324 (320 franchised, 4 co-owned) ■ System size indicates franchisor maturity and infrastructure investment
Net Unit Change (3yr) +18 ■ Relatively stable system
Annual Attrition Rate 3.7% ✅ Below industry average — healthy retention
Items 3 & 4 — Litigation & Bankruptcy
MetricDataLayer8 Commentary
Litigation Disclosed 3 matter(s) (minor severity) ✅ Minor matters only — no pattern of concern
Bankruptcy History None disclosed ✅ No bankruptcy history disclosed
§ 6   Red Flags
No Material Red Flags Identified
All criteria scored 5.0 or above. No individual criterion rises to the level of a material red flag. Proceed with standard due diligence: obtain current FDD, contact Item 20 franchisees, and engage a qualified franchise attorney.
§ 7   Questions to Ask the Franchisor

The following questions are tailored to Paul Davis Restoration's specific FDD profile, scoring, and category. Use these in your franchisor discovery call and in direct conversations with existing franchisees via Item 20 contacts.

Financial Questions
1
What percentage of franchisees achieve or exceed the $2,840,000 average unit revenue disclosed in Item 19?
Why this matters: Averages can be skewed by top performers. Understanding the distribution — what percentage hit average — gives a more realistic basis for financial planning.
2
What is the total monthly fee obligation — royalty, marketing, technology, and other fees — for a unit doing $200K, $400K, and $600K annually?
Why this matters: The 6.0% royalty is one component. Modeling the total fee stack across performance scenarios reveals the true impact on unit profitability.
3
What is the typical breakeven timeline for a new unit, and what cash reserve do you recommend franchisees maintain in Year 1?
Why this matters: Pre-breakeven cash requirements are often understated in Item 7. Understanding actual early-stage cash burn prevents working capital shortfalls in the critical first year.
4
What percentage of franchisees are currently at or above the average unit volume, and what separates top performers from the median?
Why this matters: Revenue averages can be skewed by outliers. Understanding the distribution reveals whether most franchisees can realistically achieve the reported average.
Operations Questions
1
Of the 4 weeks of initial training, how many are field-based (in an operating unit) versus classroom or online instruction?
Why this matters: Field-based training provides practical experience in a live operating environment that classroom instruction cannot replicate.
2
What technology platforms do franchisees use day-to-day — POS, scheduling, CRM, reporting — and what are the monthly technology costs?
Why this matters: Technology costs are frequently underrepresented in Item 7 investment estimates. For a $175,000–$550,000 investment, ongoing SaaS costs of $500–$1,500/month are significant.
3
How many dedicated franchise support staff are there, what is the franchisor-to-franchisee ratio, and what is the typical response time for operational issues?
Why this matters: With 324 units in the system, support staff ratios reveal whether the franchisor has invested proportionally in franchisee success infrastructure.
Support & Territory Questions
1
Can you provide examples of how territorial disputes have been resolved in the past, and what recourse does a franchisee have if encroachment occurs?
Why this matters: Even strong territorial definitions can be inadequately enforced. Understanding the dispute resolution track record reveals the franchisor's commitment to territorial integrity.
2
What is the transfer process if I want to sell my franchise in 5–10 years, what is the transfer fee, and does the franchisor have right of first refusal?
Why this matters: Your exit determines your realized return. The transfer fee, approval process, and ROFR terms set the terms of your eventual liquidity — often more important than entry terms for a $175,000–$550,000 investment.
3
How many disputes were filed between franchisees and the franchisor in the past 3 years, and how were they resolved?
Why this matters: Dispute frequency and resolution quality are leading indicators of the actual working relationship between franchisor and franchisee network — not the relationship described in marketing materials.
§ 8   Investment Scenario Analysis

Based on Item 19 disclosed data. Investment midpoint used: $362,500 ($175,000–$550,000 range). Profit calculated at 11.0% disclosed margin. Scenarios reflect unit revenue at different performance percentiles.

Scenario Annual Revenue Estimated Profit Payback Period Est. Monthly Cash Flow
Conservative
25th percentile performance — 80% of average unit volume
$2,272,000 $249,920
11.0% margin
1.5 yrs $20,827
Base Case
Median performance — average unit volume as disclosed
$2,840,000 $312,400
11.0% margin
1.2 yrs $26,033
Optimistic
75th percentile performance — 120% of average unit volume
$3,408,000 $374,880
11.0% margin
1.0 yrs $31,240

⚠ Scenario analysis is illustrative only. Actual results vary by location, market, operator experience, and local competition. All figures are pre-debt service and pre-owner compensation. Consult a financial advisor and conduct independent market analysis before making any investment decision.

§ 9   Category Comparable Context

How Paul Davis Restoration compares to typical franchises in its category: Property Restoration / Insurance Restoration. Category averages are based on published industry research and Layer8 benchmark data.

Metric Paul Davis Restoration Category Average Comparison
Total Investment (midpoint) $362,500 $150,000 ⚠ Worse
Royalty Structure 6.0% of revenue Category avg: 8.0% ✅ Better
Annual Franchisee Attrition 3.7% 4.5% ■ Similar
Item 19 Disclosure Yes — provided ~50% of franchisors provide it ✅ Better
Years Franchising 55 years Category typically 8–15 yrs ✅ Better — proven long track record
§ 10   Recommended Next Steps

Action items based on Layer8 recommendation: BUY for Paul Davis Restoration (7.65/10).

1
Request the current FDD directly from the franchisor
The current-year FDD supersedes any marketing materials or prior versions. Request it in writing and confirm the date of registration in your state.
2
Contact 5+ current franchisees from the Item 20 contact list
Ask specifically about Year 1 revenue vs. expectations, quality of franchisor support, and what they would do differently. Also contact 2–3 former franchisees listed in Item 20.
3
Engage a qualified franchise attorney for full FDD review
Budget $2,500–$5,000 for an attorney with franchise-specific experience. Have them review the franchise agreement for renewal terms, transfer restrictions, and termination clauses specifically.